Doing Things The Right Way


The information contained on Cornerstone Real Estate Pattaya website (the “Service”) is for general information purposes only. Cornerstone Real Estate Pattaya assumes no responsibility for errors or omissions in the contents on the Service.
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House insurance: Your home usually represents your largest asset so it is therefore important to make sure that it is protected accordingly. There are many local insurance brokers that will offer a wide variety of plans to protect your home and household contents, some even including personal third party liability for you and your loved ones throughout Thailand.
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Owner Finance
Over the past few years, the phrase “Owner Finance” has become a term more commonly heard when referring to a property purchase directly from an owner. Because the local Thai banks have severe limitations on what (if any) money they can lend to a foreign national to purchase a property here in Pattaya, some owners have stepped in to allow a potential buyer to spread the cost of purchase over a short period of time.
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Bank Loan/Mortgage
It needs to be understood very early on that it is highly unlikely for a foreigner to be able to obtain a loan, or mortgage from a Thai bank. The main reason for this is that the banks have no way (or no desire) to check your credit history from your home country, and be able to prove your ability to pay off the debt.
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Transferring Money To Thailand
Should you need to transfer money to purchase a property in Thailand, all funds need to be sent by Telegraphic Transfer (T.T.) with a document identifying the name of the purchaser, and it must be stated clearly in the transfer instructions that the purpose of this money is to buy a condominium unit in Thailand.
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